Stamp duty & first home buyer help in Queensland
What you’ll pay in transfer duty in QLD in 2026–27, the first home buyer concessions and grants available, and how to work out your own figure.
How stamp duty works in QLD
In Queensland, stamp duty is called transfer duty and is collected by the Queensland Revenue Office (QRO). It applies when you buy a home or land and is based on the purchase price or market value. Owner-occupiers can access a home concession rate, and from 1 August 2026 home concessions are only available to Australian citizens, permanent residents and certain foreign retirees.
Queensland is one of the most generous states for first home buyers. You pay no transfer duty on an established home up to $700,000, with partial relief to $800,000, and new homes and vacant land are fully exempt with no price cap. On top of that, the $30,000 First Home Owner Grant is available for new homes under $750,000. A specialist broker from our partner network can help you combine these benefits.
First home buyers in QLD
- No transfer duty for first home buyers on established homes up to $700,000, with a partial concession up to $800,000.
- New homes and vacant land to build a first home are fully exempt from transfer duty with no price cap (from 1 May 2025).
- $30,000 First Home Owner Grant for new homes valued under $750,000, including land. The grant continues for contracts signed from 1 July 2026.
- To keep the grant you must move in within 1 year of completion and live there continuously for at least 6 months.
- From 1 August 2026 the home and first home duty concessions require you to be an Australian citizen or permanent resident (or a specified foreign retiree).
- Boost to Buy shared equity: the Queensland Government can contribute up to 30% of a new home or 25% of an existing home, with a 2% minimum deposit and a $1 million price cap.
Stamp duty in QLD at a glance
Estimated transfer duty at common purchase prices. First home buyer columns assume you meet every eligibility rule.
| Price | Owner-occupier | Investor | First home buyer (established) | First home buyer (new home) |
|---|---|---|---|---|
| $500,000 home | $8,750 | $15,925 | Nil | Nil |
| $650,000 home | $15,100 | $22,275 | Nil | Nil |
| $800,000 home | $21,850 | $29,025 | $21,850 | Nil |
| $1,000,000 home | $30,850 | $38,025 | $30,850 | Nil |
| $1,500,000 home | $59,600 | $66,775 | $59,600 | Nil |
Estimates only, based on general rates checked 2 October 2026. Excludes foreign buyer surcharges, land tax, registration fees and other concessions. Always confirm with the Queensland Revenue Office calculator.
First Home Owner Grant: $30,000
A $30,000 grant for first home buyers who buy or build a new home valued under $750,000 including land, for contracts signed on or after 20 November 2023. The 2026 State Budget confirmed it continues for contracts signed from 1 July 2026.
Also worth knowing
- Boost to Buy income caps for 2026 are $155,000 for singles and $232,000 for couples or single parents with dependants. Places are limited and the South East Queensland allocation for round 2 is full.
- Foreign buyers pay additional foreign acquirer duty (AFAD) of 8% on top of standard transfer duty.
- The national 5% Deposit Scheme can help you buy sooner with no lenders mortgage insurance.
Stamp duty in QLD: common questions
Do first home buyers pay stamp duty on a new home in Queensland?
No. Since 1 May 2025, eligible first home buyers pay no transfer duty on a new home or on vacant land to build a home, regardless of the price. From 1 August 2026 you must be an Australian citizen or permanent resident to claim it.
Is the Queensland First Home Owner Grant still $30,000?
Yes. The 2026 Queensland Budget confirmed the $30,000 grant continues for eligible contracts signed from 1 July 2026. It applies to new homes valued under $750,000, including land.
Can I use Boost to Buy with the First Home Owner Grant?
Boost to Buy is a separate shared equity loan delivered through approved lenders, with income caps and a limited number of places. A specialist broker from our partner network can help you check whether you are eligible and how it fits with the grant and duty concessions.
Sources
Government sources used for this page. Rules change, especially on 1 July, so check them before you sign a contract.
- qld.gov.au
- qro.qld.gov.au
- qro.qld.gov.au
- qro.qld.gov.au
- treasury.qld.gov.au
- qro.qld.gov.au
- qro.qld.gov.au
- Queensland Revenue Office
Other states
Buying your first home?
A specialist mortgage broker from our partner network can check your eligibility for grants, concessions and the 5% Deposit Scheme.